One financial core.
Nine ways money moves.
Wallet, chat, investing, business banking, point of sale, checkout, ERP, storefronts and APIs, all running on a single payments core with eight currencies and country-aware compliance.
Follow a payment
Every product, on the same rails
Choose a product to see what it does and how it connects to the rest.
Wallet
A multi-currency wallet with savings, budgets, bills and virtual cards.
- Hold NGN, USD, GBP, EUR, GHS, KES, ZAR and CAD
- Savings goals, budgets and bill payments
- Virtual cards, escrow and biometric sign-in
All nine products at a glance
- For individuals
Wallet
A multi-currency wallet with savings, budgets, bills and virtual cards.
Open WalletLearn more - For individuals
Chat
Check balances, send money and review spending in a chat interface.
Open Chat - Investing
MyroVest
Invest in Nigerian and US stocks, T-Bills and managed portfolios.
Open MyroVest - For businesses
Business
A business account for collecting payments, invoicing and payroll.
Open BusinessLearn more - For businesses
POS
A soft point of sale for Nigerian businesses with a virtual account per till.
Open POSLearn more - For developers
Checkout
Hosted checkout sessions, payment buttons and subscriptions.
Open CheckoutLearn more - ERP and POS
MyroDeck
Accounting, stock, HR and payroll with industry templates and a POS.
Open MyroDeck - Commerce
Storel.ink
An online storefront that shares inventory with MyroDeck.
Open Storel.ink - For developers
Developers
APIs and SDKs for wallets, checkout, payouts and webhooks.
Open DevelopersLearn more
Everything money needs to do, built once
The same ledger powers every app, so a feature you add in one place shows up everywhere.
Multi-currency wallet
Hold NGN, USD, GBP, EUR, GHS, KES, ZAR and CAD and convert at live rates.
Virtual cards
Create cards for subscriptions and online shopping in seconds.
Escrow
Hold funds safely until both sides are happy with the deal.
Payment links and tags
Get paid with a link or a memorable MyroTag, no account details to share.
Savings and budgets
Set goals, automate saving and see spending against your budgets.
Invoicing
Send professional invoices and track them until they are paid.
Payroll and teams
Pay staff in bulk and give each team member the right access.
Analytics and POS
See every channel and till in one place, with end-of-day reports.
Accept your first payment in an afternoon
Create a checkout session from your server, or drop in a pay button. Every app gets its own keys, scopes, rate limits and IP allow-list, and webhooks are signed and retried.
- Per-app scopes, rate limits and key rotation
- Idempotency keys on every create call
- Test with sandbox keys at sandbox.myropay.com before you go live
- SDK repositories for Node, Python, Java, Ruby and PHP
curl https://checkout.myropay.com/api/sessions.php \
-H "X-API-Key: sk_test_..." \
-H "Content-Type: application/json" \
-H "X-Idempotency-Key: 7d3f6a52-91c4" \
-d '{"amount": 50, "currency": "USD",
"success_url": "https://shop.example/thanks"}'{ "session_id": "cs_test_...", "checkout_url": "https://checkout.myropay.com/?session=cs_test_..." }Built in Lagos for the corridors that matter
Wallets hold eight currencies and onboarding adapts to where you are. Hover a city to see its corridor.
Pay from a wallet
The buyer's wallet is debited in their own currency, converted at MyroPay's current rate. You are credited the full session amount.
Pay by card
For sessions outside naira the card is charged in NGN at MyroPay's rate, and checkout says so before card details are entered. You still receive the full session value.
Pay by bank transfer
Naira sessions can be paid by transfer to a virtual account. Other currencies use wallet or card.
Controls you can point an auditor to
Encrypted identity data
Sensitive KYC and KYB fields are encrypted at rest with AES-256-GCM.
Biometrics and 2FA
WebAuthn biometric sign-in, TOTP two-factor codes and a transaction PIN.
Country-aware compliance
KYC and KYB requirements adapt to nine jurisdictions.
Session control
See and end active sessions. Chat re-locks after 15 idle minutes.
Locked-down APIs
Per-app scopes, rate limits, IP allow-lists, key rotation and signed webhooks.
Operational checks
Scheduled reconciliation, webhook retries and a public status page.
Common questions
Who is MyroPay for?
Individuals who want one wallet for several currencies, businesses that collect payments, invoice, pay staff and run their shops, and developers who build on the API.
Which currencies and countries are supported?
Wallets hold NGN, USD, GBP, EUR, GHS, KES, ZAR and CAD. Onboarding is country-aware for Nigeria, Ghana, Kenya, South Africa, the United Kingdom, the European Union, the United States and Canada.
How do I start accepting payments?
Open a business account, create an app under API and Apps to get a key pair, then create checkout sessions from your server or add a payment button.
Is the point of sale available outside Nigeria?
MyroPay POS is currently for Nigerian businesses. Each till gets its own virtual account and results feed your business analytics.
How do MyroDeck and Storel.ink fit in?
MyroDeck is the ERP and POS for accounting, stock, HR and payroll. Storel.ink is the online storefront that shares inventory with it. Both take payments through MyroPay.
Three audiences, one account
Individuals
Hold, send and save in eight currencies. Budgets, bills, virtual cards, escrow and investing in one sign-in.
Explore personal → 02Businesses
Collect payments, invoice, run payroll, take card and tap payments at the till, and keep the books in MyroDeck.
Explore business → 03Developers
Checkout sessions, payment buttons, payouts and webhooks with per-app scopes, rate limits and key rotation.
Explore the platform →Start with one product. Grow into all nine.
Open a MyroPay account and every other app is a sign-in away.