Personal Escrow

Buy and sell with confidence

Never worry about getting scammed again. MyroPay holds funds securely until you confirm delivery. Perfect for marketplace purchases, freelance work, and peer-to-peer transactions.

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100% protection

Funds held in regulated trust accounts. Neither party can access them until both agree — or until our dispute resolution team steps in.

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Milestone payments

Break large purchases into milestones. Pay as each step is completed. Perfect for custom artwork, renovations, or staged deliveries.

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Peer-to-peer safe

Buying from a stranger on Facebook Marketplace? Selling a high-value item to someone you don't know? Escrow protects both sides.

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Dispute resolution

Fair, documented dispute process. Upload evidence, chat with mediators. We'll help resolve or issue binding decision.

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Low fees

Only 1% fee (min $2, max $50) for personal escrow. Free to create, no charge to the seller. Cheaper than getting scammed.

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Mobile-friendly

Create and manage escrow entirely from the MyroPay app. Scan QR code to release funds instantly upon delivery.

How personal escrow works

Simple, secure, transparent — just 4 steps

1️⃣

Create escrow

Buyer initiates escrow — enter amount, item description, and seller's email or Myrotag.

2️⃣

Fund deposit

Buyer deposits funds. MyroPay verifies and holds securely. Seller gets notified.

3️⃣

Ship / deliver

Seller ships item or provides service. Buyer inspects and confirms satisfaction.

4️⃣

Release payment

Buyer confirms receipt. Funds released to seller instantly. Done.

Use cases

Perfect for these personal transactions

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Marketplace purchases

Facebook Marketplace, Craigslist, OfferUp, Carousell — never pay upfront to a stranger again.

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Freelance & creative work

Logo design, website build, video editing, illustration — get paid upon delivery, not before.

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Vehicle & high-value sales

Selling a car, motorcycle, boat, or expensive electronics? Escrow protects buyer and seller.

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Rental deposits

Hold security deposits securely. Release automatically when lease ends with no damages.

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Group purchases

Collect money from friends for a group gift, event tickets, or shared vacation rental.

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Online classifieds

Buying from Reddit, Discord, Telegram, or WhatsApp groups — escrow eliminates trust issues.

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Personal escrow pricing

Simple, transparent — only 1% of transaction amount.

Transaction amountFee
Up to $200$2 (min fee)
$200 – $5,0001%
$5,000 – $10,0000.8%
Over $10,0000.5% (max $250)

No fee for the seller. Free to create and cancel (if no funds deposited).

Start an escrow →
Trust & safety

Your money is always protected

MyroPay Escrow is regulated and insured. Funds never leave secure trust accounts until both parties agree.

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Regulated trust

Accounts held at licensed partner banks

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FDIC / NDIC insured

Up to $250,000 deposit protection

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Licensed dispute resolution

Fair and binding decisions

Ready to transact safely?

Start a personal escrow in under 2 minutes. No commitment until funds are deposited.

Create escrow → Questions? Talk to us